General Disclaimers
This web site is created and maintained by Ironshield Financial Planning. Any commentaries contained on this site are provided as a general source of information and should not be considered personal investment, legal, accounting or tax advice. Every effort has been made to ensure that the material contained on this site is accurate at the time of publication.
However, Ironshield Financial Planning cannot guarantee its accuracy or completeness and accepts no responsibility for any loss arising from any use of or reliance on the information contained herein.
Ironshield Financial Planning makes no representation that the information in any linked sites is accurate and will not be held accountable for any inaccuracies.
Products and services are only offered in jurisdictions where they may be lawfully offered for sale.
Invest wisely. Important information about any mutual funds, including their investment objectives, related risks, commissions, redemption and management fees mentioned on this web site is contained in each fund’s simplified prospectus. Investors should obtain a copy from their financial advisor at Ironshield Financial Planning and read it carefully before investing.
Calculations of average annual compound returns have been calculated to the date specified and represent past performance. The calculations include changes in unit value and reinvestment of all distributions but do not take into account sales, redemption or optional charges payable by an investor that would have reduced returns.
When purchasing mutual funds, investors should be aware that:
Mutual fund investments are not guaranteed
Unit values and investment returns will fluctuate over time
Past performance does not assure similar future returns
Mutual Funds provided through FundEX Investments Inc.
Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the simplified prospectus before investing. Mutual funds are not guaranteed and are not covered by the Canadian Deposit Insurance Corporation or by any other government deposit insurer. There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Fund values change frequently and past performance may not be repeated.
Labour Sponsored Funds have tax credits that are subject to certain conditions and are generally subject to recapture, if shares are redeemed within eight years.
Hedge Funds may not be suitable for all investors and are intended for sophisticated investors who understand the associated risks. Hedge Funds are sold only through persons authorized to sell such products. Prospective investors should conduct careful independent analysis, including review of relevant offering memorandum or prospectus documents and should also consult their mutual fund advisor. Hedge Funds are not guaranteed and are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer.
Commissions, trailing commissions, management fees and expenses all may be associated with these investments. Please read the simplified prospectus or other offering document before investing. Indicated rates of return are the historical annual compounded total returns including changes in unit value and reinvestment of all distributions and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any security holder that would have reduced returns. Values may change frequently and past performance may not be repeated. Rates of return are used only to illustrate the effects of the compound growth rate and are not intended to reflect future value or returns on investment.
Internet e-mail communication has not been proven to provide completely secure transmission of information. Ironshield Financial Planning accepts no responsibility for ensuring the integrity and privacy of information sent either to or from Ironshield Financial Planning in this manner.
© 2008 Ironshield Financial Planning Inc. All rights reserved.
All material on this website (unless otherwise noted) is the property of Ironshield Financial Planning and is protected by Canadian and international copyright laws. You may view, reproduce and distribute materials published on this website for non-commercial purposes within your home or organization, but you may not reproduce or distribute any such materials for any commercial purpose. Any unauthorized use of these copyrighted materials may result in prosecution.
Ironshield Financial Planning, Ironshield Financial Planning Inc. and the Ironshield Financial Planning logo and all related product and service names, design marks and slogans are the trade-marks, service marks or registered trade-marks of Ironshield Financial Planning Inc. Except as provided for in this Disclaimer, any reproduction of these marks without the express written consent of Ironshield Financial Planning is strictly prohibited.
