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A process for Financial Progress The KAIZEN Financial Planning Process™ is an evolutionary approach to comprehensive financial planning. Starting with the name “KAIZEN”, which is a Japanese word for constant and never ending improvement, you get a first glimpse at our core process that is truly different. Our process is designed to encompass all key…
Focus on financial freedom, not financial wealth.
Focus on financial freedom, not financial worth. At the time I write this, there are advertising agencies and marketing departments of the investment companies poised and ready to release this years marketing message to you. The marketing message usually has something to do with investing more. Read the messages, understand them but don’t follow the…
Canada Pension Plan New Rules
Have you been wondering how the new Canada Pension Plan rules are going to effect you? Well, today I had an interesting conversation with a journalist from The Toronto Star newspaper on this exact topic. So, I decided to put a brief summary together of some of the main points we discussed today. If you…
A once in a lifetime package offer for city of Toronto employees
If you are a city of Toronto employee, you will be very interested in this post. Because it could be a financial windfall for you. The story goes like this: Toronto City Hall is offering a buyout package to all permanent public service employees. The offer will be three weeks pay for each year of…
Value of Financial Planning
“Individuals with Financial Plans Feel Better Prepared to Deal with Difficult Economic Times; Feel More Apt to Achieve Life Goals” – commissioned study called Value of Financial Planning The Financial Planning Standards Council of Canada commissioned a study to find out if Canadians who engaged in comprehensive financial planning were better off than those…
Keeping Your Cottage In The Family – Mistakes To Avoid
Swimming, canoeing or just chilling on the dock — your kids have grown up spending their summers at the cottage. It’s only natural that you’d want to leave the cottage to your kids when you die. After all, many people can’t afford to buy a cottage of their own. But if you’re not careful with…
Beyond the Lost Decade
As we said goodbye to 2009, there was a lot to celebrate — we closed out a year of spectacular gains on world stock markets. But while 2009 was a great year, it also marked the end of one of the worst decades for stock performance in history. As of December 31, 2009, the S&P500…
On The Cutting Edge – Webinars
Webinar – A web-based seminar that we conduct – live – giving you the opportunity to hear directly from members of our team as well as creating a forum for education on a variety of financial topics. In another “first”, we launched our new Webinar series in the last calendar quarter. Now you already know that…