Why “One” Is the Worst Number When It Comes to Financial Planning Comments
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“One” is usually the best number to be…except when it comes to financial planning.  Imagine if you only had one income stream, one investment, one insurance plan, etc.  As the saying goes, putting all your eggs in one basket is …
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Having Little Financial Knowledge is a Dangerous Thing Comments
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When it comes to financial planning, knowing too little is a dangerous thing. As a financial planner, the main part of my job is to educate my clients on things that they may not know—or things that they may not …
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9 Strategies to Protect Your Personal Credit Scores Comments
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When it comes to your personal credit score, there are a variety of unknown factors that can affect your score. For example, most people don’t realize the importance and difference between two important dates while paying off their credit card …
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How Life Insurance Can Save Your Family—Stories from the Heart Comments
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At IRONSHIELD, it is important for us to help you make the best decisions possible when it comes to your everyday finances. Life insurance is an aspect that can greatly improve your life and provide your family with financial stability. …
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Canada Reduces Tax Rates for Small Businesses Comments
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The Canadian government has continually shown support for small businesses in several different aspects. The federal budget revealed earlier this year in April confirms that the government is always striving to help its entrepreneurs. Along with a new TFSA contribution …
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Lower RRIF Withdrawal Minimums—More Flexibility for Seniors Comments
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The annual federal budget revealed in April 2015 brought along changes that have a profound impact on the financial industry. Along with the decision to raise the contribution limits of TFSAs, it was also announced that the government has proposed …
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The Financial Advisor Evaluation (FAE): 10 Questions—Yes or No? Comments
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Based on a past HSBC survey, nearly two-thirds of Canadians don’t have a financial plan. It didn’t make sense to me because another report showed that the majority of advisors in Canada do offer financial plans to their customers. Why, …
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