The most important characteristic of an investment product is its volatility factor. Yet most Canadians do not know how much their investment can go up or down in any given year or period. This can lead to very nasty surprises when investors get …
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For business owners and actually for everyone else as well, a tax strategy that is not used very often is to keep your stocks outside your RRSP (if, unfortunately you have an RRSP; more on that later) and to keep your secure investments such …
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Most Canadians are not aware of the fees they pay when they purchase mutual funds. They are hidden and rarely discussed by financial advisors. In this blog post, I’m going to show you ALL the fees that Canadians pay when investing in …
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I’ve been a financial planner for over 22 years and I know that 9 out of 10 financial advisors miss the two most important steps in financial planning. Here’s what it takes to build a solid financial plan and more …
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The death of a partner or major stockholder in a business can have devastating effects on both the business and the deceased partner’s surviving family. The business is concerned with gaining control of the deceased partner’s interest at a fair …
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Saving money versus paying off debt is an age-old quandary that has plagued people since the advent of consumer debt. Posing the question to a group of financial planners, the responses will usually be split, roughly, down the middle. While …
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