Questionnaire

When you decided to work with your current advisor, you were provided with a complete written disclosure of all the ways he/she is compensated for providing services to you.

Your advisor charges fees for the financial planning work he/she does for you and those fees are not tied to the market value of your investments.

During the year, at one of your review meetings, you are provided with an updated Retirement Income Plan to ensure you are not on track to outlive your money.

During the year, at one of your review meetings, you are provided with an updated Estate Plan which takes into account your current cash flow, asset values and any implemented strategies to clarify your expected estate erosion and distribution on death.

Your advisor reviewed your Will to ensure that the directives in the Will are in line with your investment, retirement and overall financial plan.

Whenever you leave a review meeting, you are provided with a written outline of all recommendations made and all supporting documentation that you signed for your records.

During your bi-annual Insurance Plan review meeting, you are provided with an updated Insurance Needs Analysis which takes into account your current cash flow, asset levels and an assessment of how your current health may affect your ability to implement any future strategies.

When investment or insurance solutions are provided, they are always from firms outside of the company he/she works for.

Your advisor reviews your tax return annually to ensure you are paying the least amount of taxes possible.