Dave & Rosemary Johnston, Toronto, ON

I really want to comment on our experience during the recent market meltdown.  You were there for us.  Guiding us through and always providing us with good explanations on how to manage through it.  It is always comforting to know that a review meeting is just around the corner and, should we need to speak to you between our review meetings, you and your team are always available.  In essence, we can tell you that you have fulfilled on your mission statement and helped us manage what we can’t afford to lose.